As a kid, I always wanted to be rich. My friends lived in beautiful houses in Beverly Hills. They drove BMWs and Porsches. They bought whatever they wanted. My single mom loved to stay home to take care of me. She got alimony and I got an allowance, both from my dad. We didn’t have a lot and money wasn’t tight. But my mom had this bad habit of buying electronics from Circuit City. She would buy a $500 TV on layaway. Then she would brag she was only paying $30/month like she g