Power of the Late Launch

Why starting at 48 was my biggest advantage—not my setback.

When people learn I launched Wealth Engagement at 48, they always ask the same question:

“How did you think about taking the jump?”

But that question misses the point.

At 48, I wasn't taking a big risk.

I was starting with:

- 25 years of Wall Street wisdom

- A Rolodex built through real relationships

- And most importantly, clarity about what actually matters

Here’s what nobody tells you about “late” starts:

- You de-risk the leap long before you take it.

- Sure, I was unsure how to market or who exactly I’d serve 

Those were muscles I had to build.

But I knew how to experiment, test, iterate, and ask for advice. 

That’s the benefit of experience: you’ve already learned how to learn.

Young founders burn through capital figuring out the basics.

Older founders? We’ve already done that—on someone else’s dime.

- We’ve watched businesses get built from the inside.

- We’ve learned to assess risk/reward.

- We’ve developed a point of view from experience that makes us unique.

And credibility?

- When you're 48 with some gray hair and a few battle scars, 

nobody questions whether you know your stuff.

But the biggest advantage?

I had nothing to prove anymore.

- At 25, I thought success meant following the formula.

- At 35, it meant proving I belonged.

- At 48, it meant building something aligned with my purpose.

During one rough patch, Rich told me, “Go figure it out.”

It took me a decade to understand—no one else can define your path.

Starting “late” meant I also had to do the soul-searching and discover 

my alpha:

Helping women find clarity around money so they can step confidently into their next chapter.

Some of the best businesses are built by people who've lived enough life to know which problems are actually worth solving.

Your timeline isn’t late.

It’s right on time.

So…

What’s really holding you back from starting? Maybe you need a financial plan!

Have a wonderful Thanksgiving!

Thank you for reading!

Tiffany Kent

Your Friendly Wealth Engagement Guide

Disclosures: Past performance is not indicative of future results. This material is not financial advice or an offer to sell any product. The information contained herein should not be considered a recommendation to purchase or sell any particular security. Forward-looking statements cannot be guaranteed.

This commentary offers generalized research, not personalized investment advice. It is for informational purposes only and does not constitute a complete description of our investment services or performance. Nothing in this commentary should be interpreted to state or imply that past results are an indication of future investment returns. All investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to consult with an investment & tax professional before implementing any investment strategy. Investing involves risk. Principal loss is possible.